Penyelesaian Wanprestasi Simpanan Deposito Akad Mudharabah yang Tidak Dikembalikan oleh Pihak KSU Syariah BMT Berlian:

Fiska Zenita Putri; Susilo Wardani

doi:10.30656/ajudikasi.v7i2.7858

Fiska Zenita Putri Universitas Muhammadiyah Purwokerto
Susilo Wardani Universitas Muhammadiyah Purwokerto

https://doi.org/10.30656/ajudikasi.v7i2.7858

Abstract views: 74 ,

PDF downloads: 76

Keywords: Solving, Default, Deposits, Mudharabah

Abstract

Default is an act of violation of an agreement between two parties. When one party is unable to carry out its obligations in accordance with the existing agreement, then this action can be fully said to be a default. Mudharabah deposits are deposits of funds with a scheme where the owner of the funds (shahibul maal) entrusts his funds to be managed by the bank (mudharib) with the results obtained shared between the owner of the funds and the bank with the ratio agreed upon from the start. This research aims to analyze the factors that cause default of unreturned mudharabah contract deposits in Decision Number 37/Pdt.G/2018/PN Bau and to analyze the settlement of default of unreturned mudharabah contract deposits in Decision Number 37/Pdt.G/2018/PN Bau. The focus of this research covers the settlement of default of mudhrabah contract deposits that are not returned by the bank. This research uses a qualitative normative juridical method through a statutory approach using secondary legal data consisting of primary legal materials, secondary legal materials and tertiary legal materials. Based on the results of the research, it can be concluded that the factors causing default of mudharabah contract customer deposits that are not returned by KSU Syariah BMT Berlian, namely the first cause of default is the negligence of one of the parties. Second, the parties deliberately violated the contract agreement and violated Article 36 of the Compilation of Sharia Economic Law. The settlement of the default case of mudharabah contract deposits that were not returned by the KSU Syariah BMT Berlian was that the Panel of Judges had decided the case in accordance with statutory regulations, namely Article 1246 of the Civil Code and also contained in Article 38 of the Compilation of Sharia Economic Law.

Downloads

Download data is not yet available.

References

Buku

Amiruddin and Zainal Asikin, Pengantar Metode Penelitian Hukum, Jakarta, PT Raja Grafindo Persada, 2021.

Andrianto, S, Manajemen Bank Syariah (Implementasi Teori dan Praktek), Qiara Media, 2019. Bambang Sugeng, Sujayadi, Hukum Acara Perdata Dokumen Litigasi Perkara Perdata,

Jakarta, Kencana Prenanda Media Group, 2021.

Christina Bagenda, Hukum Perdata, Penerbit Widina Bhakti Persada Bandung, 2023. Sudikno Mertukusumo, Hukum Acara Perdata Indonesia, Liberty, Yogyakarta, 2021. Soerjono Soekanto, Pengantar Penelitian Hukum, UI-Press, Jakarta, 2021.

Rawls, John, Teori Keadilan (A Theory Of Justice), Pustaka Pelajar, 2019.

Wiroso, Penghimpunan Dana Dan Distribusi Hasil Usaha Bank Syariah, Jakarta, PT Grasindo, 2020.

Jurnal

Amalia, W. N, Pengaruh Kecukupan Modal, Pembiayaan Bermasalah, Bagi Hasil Dan Tingkat Inflasi Terhadap Deposito Mudharabah Pada Bank Umum Syariah, SCIENTIFIC JOURNAL OF REFLECTION Economic, Accounting, Management and Business Vol. 4, No. 3, 9, 2021.

Bandem, I Wayan, I Wayan Wisadnya dan Mordan Timoteus, Akibat Hukum Perbuatan Wanprestasi Dalam Perjanjian Hutang-Piutang, Jurnal Raad Kertha, Vol. 03 No. 01, 2020.

Cahyani Aulia Hidayah, D. C, Pengaruh Tingkat Bagi Hasil, Likuiditas, dan Inflasi Terhadap Pertumbuhan Deposito Mudharabah, e-Proceeding of Management, Vol.7, No.2 Desember 10, 2020.

Miles, M. B., Huberman, A. M. and Saldana, J, Qualitative Data Analysis, (Fourth Edi), SAGE Publication, Ltd, 2019.

Paendong, Kristiane dan Taunaumang, Herts, Jurnal Kajian Yuridis Wanprestasi Dalam Perikatan Dan Perjanjian Ditinjau Dari Hukum Perdata, Jurnal Lex Privatum, Vol. 10 No.3, 2022.

Renta Gunanti, Syarat Sahnya Perjanjian (Ditinjau dari KUH Perdata), Jurnal Pelangi Ilmu, Volume 5, Nomor 1, 2021.

Sinaga, Niru Anita dan Darwis, Nurlely, Wanprestasi Dan Akibatnya Dalam Pelaksanaan Perjanjian, Jurnal Mitra Manajemen, 2020.

Titin Apriani, Konsep Ganti Rugi Dalam Perbuatan Melawan Hukum Dan Wanprestasi Serta Sistem Pengaturannya Dalam KUHPerdata, Jurnal Ganec Swara, Vo. 15, No. 1, 2021.

Peraturan Perundang-Undangan

Kitab Undang-Undang Hukum Perdata (KUH Perdata)

Undang-Undang No. 1 Tahun 2008 Tentang Perbankan Syariah

Peraturan Mahkamah Agung Republik Indonesia Nomor 02 Tahun 2008 Tentang Kompilasi

Hukum Ekonomi Syari’ah

Fatwa Nomor 03/DSN- MUI/IV/2000 Tentang Deposito.

Putusan Pengadilan

Putusan Nomor 37/Pdt.G/2018/PN Bau