Consumer Protection and Digital Consent in Electronic Contracts: Legal Challenges for Indonesian E-Commerce

Authors

  • Junaidi Junaidi Agung Putra University

DOI:

https://doi.org/10.30656/ajudikasi.v10i1.11876

Keywords:

electronic contracts, exoneration clauses, digital consent, consumer protection, click-wrap agreements

Abstract

The advancement of information technology has significantly transformed business and consumer transactions, particularly through the proliferation of electronic contracts. This transformation has introduced legal challenges, including questions regarding the validity of clauses that limit business liability and the enforceability of digital agreements such as clickwrap agreements. This research evaluates the extent of legal protection afforded to consumers in relation to exoneration clauses within electronic contracts and analyses the application of valid contract principles in digital agreements under Indonesian law. Employing a normative-analytical approach, the study examines current legal literature and prevailing e-commerce practices. The objective is to offer new perspectives on balancing rights and obligations in digital contracts and to promote legal certainty in digital consent. The findings are intended to inform the drafting of regulations that enhance consumer protection in online transactions. These insights are essential for academics, policymakers, and businesses to ensure the validity and fairness of electronically executed contracts.

Downloads

Download data is not yet available.

References

Admiral, Admiral, “Indonesia’s Online Loan Challenges: What Legal Actions Can Solve the Most Pressing Issues?”, Jurnal Pengabdian Hukum Indonesia 8, no. 1 (2025): 275-314. https://doi.org/10.15294/jphi.v8i1.21959

Al Asyari, M. Khoirul Hadi and Muhammad Rahman, “Technology: Technological Advances and Changes in Human Lifestyles in a Socio-Cultural Perspective”, Proceeding International Conference on Science and Engineering, 3 (2020): 721-730. https://doi.org/10.14421/icse.v3.592

Al Masadeh, Ahmad Mahmoud, Ahmed M. Khawaldeh and Mohammad Assaf Al-salamat, “The Electronic Contract in Civil and Commercial Codes”, International Journal of Cyber Criminology 18, no. 1 (2024): 1-14. https://doi.org/10.5281/zenodo.4766801

Alhiniti, Yasar and Walaa Ahmed Muhammad Ali Al-Masry, “Analysis of the Legal Framework for Electronic Contracts: Challenges and Opportunities”. In: Musleh Al-Sartawi, A.M.A., Nour, A.I., Abdeljawad, I. (eds) Business Resilience and Business Innovation for Sustainability. Studies in Systems, Decision and Control, vol 587, (2025). Springer, Cham. https://doi.org/10.1007/978-3-031-87584-7_178

Andreotta, Adam J., “Does Automated Consent Undermine Informed Consent?”, Philosophy & Technology 38, no. 112 (2025): 1-23. https://doi.org/10.1007/s13347-025-00945-x

Aurelia, Radhita and Siti Malikhatun Badriyah, “The Validity of Digital Agreements between Marketplace Platforms and Sellers in the Perspective of the Principle of Consensus”, International Journal of Social Science and Human Research 8, no. 11 (2025): 8996-9001. https://doi.org/10.47191/ijsshr/v8-i11-59

Custers, Bart, “New digital rights: Imagining additional fundamental rights for the digital era”, Computer Law & Security Review 44, (2022): 1-13. https://doi.org/10.1016/j.clsr.2021.105636

Dewi, Feni Nur Fitria and Dahniarti Hasana, “Legal Impact of Exoneration Clauses in Standard Contract Deeds with High Legal Risk”, TABELLIUS: Journal of Law 3, no. 4 (2025): 1421-1433. https://jurnal.unissula.ac.id/index.php/tabelius/article/view/49320

Elfaki, Khalid Eltayeb and Elsadig Musa Ahmed, “Digital technology adoption and globalization innovation implications on Asian Pacific green sustainable economic growth”, Journal of Open Innovation: Technology, Market, and Complexity 10, no. 1 (2024): 1-10. https://doi.org/10.1016/j.joitmc.2024.100221

Fatakh, Abdul, “Setting Refund and Warranty Clauses Urgency in Electronic Agreements: Harmonization between Covenant Law & Consumer Protection”, Jurnal Akta 12, no. 4 (2025): 1024-1033. https://dx.doi.org/10.30659/akta.v12i4.47078

Hassanah, Hetty, Wahyudi Wahyudi and Norazlina Abdul Aziz, “Standard Clause Problems in E-Commerce Based on Indonesian Civil Law”, Jurnal Wawasan Yuridika 7, no. 2 (2023): 221-238. https://doi.org/10.25072//jwy.v7i2.4226

Hayati, Adis Nur, “Rethinking Consent: Examining the Adequacy of the Concept of Consent in Digital Platform Agreements under Indonesian Civil Code”, Jurnal HAM 16, no. 2 (2025): 151-164. http://dx.doi.org/10.30641/ham.2024.16.151-164

Hidayati, Sri, Etty Susilowati and Supaphorn Akkapin, “Revisiting the Principles of International Contracts in the Digital Trade Era: Towards a Global Legal Framework”, Journal Evidence of Law 4, no. 2 (2025): 929-940. https://doi.org/10.59066/jel.v4i2.1593

Jiao, Hao, et al, “The relationship between digital technologies and innovation: A review, critique, and research agenda”, Journal of Innovation & Knowledge 10, no. 1 (2025): 1-16. https://doi.org/10.1016/j.jik.2024.100638

Junaidi, Junaidi, “Analisis Hukum Pelanggaran Perjanjian Endorsement Berdasarkan KUH Perdata Konsekuensi serta Implikasinya”, Jurnal Thengkyang 7, no. 2 (2022): 96-103. https://jurnal.unisti.ac.id/thengkyang/article/view/249

Junaidi, Junaidi, Pujiono Pujiono and Rozlinda Mohamed Fadzil, “Legal Reform of Artificial Intelligence’s Liability to Personal Data Perspective of Progressive Legal Theory”, Journal of Law and Legal Reform 5, no. 2 (2024): 587-612. https://doi.org/10.15294/jllr.vol5i2.3437

Junaidi, Junaidi and Rozlinda Mohamed Fadzil, “Urgency of Legal Personal Data Protection in E-Commerce Transactions Involving Artificial Intelligence”, Walisongo Law Review (Walrev) 6, no. 2 (2024): 96-108. https://doi.org/10.21580/walrev.2024.6.2.25548

Junaidi, Junaidi, “Klausula Eksonerasi: Akibat Hukum Perjanjian Baku dalam Perjanjian Pengikatan Jual Beli Perumahan”, Wajah Hukum 9, no. 1 (2025): 189-198. http://dx.doi.org/10.33087/wjh.v9i1.1616

Kadir, M. Yakub Aiyub, et al, “The Reform of Consumer Protection Law: Comparison of Indonesia, Vietnam, and Ghana”, Jurnal Suara Hukum 6, no. 2 (2024): 255-278. https://doi.org/10.26740/jsh.v6n2.p255-278

Kania, Dewi, “Power Disparity in Contract Law: An Analysis of the Impact of Limitation of Liability Clauses in Asymmetric Contractual Relationships”, IJTIHAD: Jurnal Hukum dan Ekonomi Islam 18, no. 2 (2024): 12-20. https://doi.org/10.21111/ijtihad.v18i2.12863

Kurniawan, Alvin, Edwin Setiadi and Leonardo, “Comparative Juridical Analysis of Consumer–Business Dispute Resolution Effectiveness: A Study of the Consumer Dispute Settlement Agency and the Court Mechanism”, Locus Journal of Academic Literature Review 4, no. 1 (2025): 1-8. https://doi.org/10.56128/ljoalr.v4i1.408

Latidi, Cristien, “Juridic Review of The Implementation of The Principle of Good Faith in Online Buying Transactions”, Estudiante Law Journal 3, no. 3 (2021): 333-344. http://dx.doi.org/10.33756/eslaj.v3i3.13428

Lusita, Lusita, Wiwik Sri Widiarty and Gindo L Tobing, “Legal protection for consumers related to standard clauses according to law number 8 of 1999 concerning consumer protection”, International Journal of Law 8, no. 2 (2022): 7-13. http://repository.uki.ac.id/9100/1/Legalprotectionforconsumers.pdf

Maharsanthy, Yovanka Rismaya, Etty Susilowati and Supot Rattanapun, “Reframing Contractual Freedom in Cross-Border Commercial Agreements: Legal Challenges of Standard Terms and Global Consumer Protection”, Journal Evidence of Law 4, no. 2 (2025): 952-962. https://doi.org/10.59066/jel.v4i2.1594

Mardesya, Nadia and Richard Candra Adam, “Legal Protection for Consumers Due to Breach of Contract by Business Operators in Electronic Transactions (Case Study of Harizqi Azri and Juni Fairnando)”, Unes Law Review 6, no. 1 (2023): 1035-1041. https://doi.org/10.31933/unesrev.v6i1

Mardeli, Iis, “A Juridical Analysis of The Validity and Legal Protection of Smart Contracts as Electronic Contracts in Indonesia”, Jurnal Hukum Sehasen 11, no. 1 (2025): 329-334. https://doi.org/10.37676/jhs.v11i1

Martinelli, Imelda, “Penggunaan Click-Wrap Agreement pada E-Commerce: Tinjauan Terhadap Keabsahannya sebagai Bentuk Perjanjian Elektronik”, Supremasi: Jurnal Ilmiah Ilmu Hukum 14, no. 1 (2024): 73-86. https://doi.org/10.35457/supremasi.v14i1.2797

Nuraini, Indah, et al, “Exoneration Clause in Freight Forwarding Agreements from the Perspective of Consumer Protection”, Journal of International Multidisciplinary Research 3, no. 11 (2025): 32-44. https://doi.org/10.62504/jimr1400

Panjaitan, Hulman, et al, “Strengthening Consumer Protection in Digital Transactions: A Legal Perspective on Click-Wrap Agreements Under the Consumer Protection Law”, Jurnal Hukum UNISSULA 41, no. 3 (2025): 666-693. https://dx.doi.org/10.26532/jh.v41i3.47262

Pattanayak, Monalisa, et al, “Consumer Protection Laws in The Digital Era: Challenges & Future Trends”, Lex Localis-Journal of Local Self-Government 23, no. S5 (2025): 3063-3073. https://doi.org/10.52152/801722

Permatasari, Baiq Karina, Hanif Nur Widhiyanti and Yenny Eta Widyanti, “Validity of digital agreements and the legal relations of the parties in affiliate marketing”, Law Journal of the National Academy of Internal Affairs 15, no. 1 (2024): 59-71. https://doi.org/10.63341/naia-chasopis/1.2025.59

Prasad, Dharmita and Pallavi Mishra, “Unconscionability of E-contracts: A Comparative Study of India, the United Kingdom, and the United States”, Liverpool Law Rev 43, (2022): 339-360. https://doi.org/10.1007/s10991-022-09306-6

Pransisto, Johamran, et al, “Obligation to Pay Online Loans: Dissecting the Principles of Debt Legality in the Digital World”, Pena Justisia: Media Komunikasi dan Kajian Hukum 23, no. 2 (2024): 785-797. https://doi.org/10.31941/pj.v23i2.4372

Rahmawaty, Noor Shabiha and Hardian Iskandar, “Digital Employment Contracts and Legal Protection for Marketing Freelancers in Indonesia”, Jurnal USM Law Review 8, no. 3 (2025): 2606-2625. https://doi.org/10.26623/julr.v8i3.13118

Rusdiana, Shelvi, et al, “Unraveling Standard Agreements: Exploring Prohibited and Allowed Clauses in Legal Terms for Students”, Sang Sewagati Journal 1, no. 2 (2023): 117-130. http://dx.doi.org/10.37253/sasenal.v1i2.9023

Sari, Putri Gemala, et al, “Legal Liability of Start-Up Entrepreneurs Toward Consumers in Electronic Transactions”, Daengku: Journal of Humanities and Social Sciences Innovation 5, no. 5 (2025): 670-693. https://doi.org/10.35877/454RI.daengku4426

Satriawan, Hera Alvina, et al, “Legality of Digital Contracts in Indonesian Positive Law Perspective”, JIHAD: Jurnal Ilmu Hukum dan Administrasi 6, no. 3 (2024): 307-312. http://dx.doi.org/10.58258/jihad.v3i1.7219

Sholeh, Ahmad, “Juridical Analysis of The Strength of Electronic Signatures as Legality Reviewed from The Electronic Transaction Information Law & The Civil Law Book”, Ratio Legis Journal (RLJ) 2, no. 4 (2023): 1734-1744. https://dx.doi.org/10.30659/rlj.2.4.%p

Siregar, Hisar, Samuel Situmorang and Fransisko Pasaribu, “Implications of Standard Clauses in Law No. 8 of 1999 on Consumer Protection for Businesses and Consumers”, Golden Ratio of Data in Summary 5, no. 4 (2025): 821-834. https://doi.org/10.52970/grdis.v5i4.707

Siregar, Dahris, “Transforming Civil Procedural Law in the Digital Era: Evidence, Contracts, and Legal Certainty”. Jurnal USM Law Review 8, no. 3 (2025): 2155-2177. https://doi.org/10.26623/julr.v8i3.12746

Suwandy, Davita Maisinda, Debby Safrawa and Dina Rizki Maretha, “Kajian Hukum Terhadap Klausula Baku Non-Refundable dalam Perjanjian Pemesanan Hotel Online”, Media Hukum Indonesia (MHI) 3, no. 4 (2025): 710-714. https://doi.org/10.5281/zenodo.17778618

Tuturoong, Veronica and Musleh Herry, “The Legal Protection of Clickwrap Agreement in The Electronic Contract of Electronic Commerce Transactions”, Jurisdictie: Jurnal Hukum dan Syariah 12, no. 2 (2021): 190-210. https://doi.org/10.18860/j.v12i2.12546

Utomo, Hery Dwi and Bulelani Thukuse, “Electronic Contracts (E-Contracts) and Validity in Indonesian Civil Law: Analysis of Article 1320 of The Civil Code and The ITE Law”, Jembatan Hukum: Kajian ilmu Hukum, Sosial dan Administrasi Negara 2, no. 4 (2025): 82-93. https://doi.org/10.62383/jembatan.v2i4.2765

Wendra, Ario, “Study of Raw Contracts in Electronic Contracts in The Digital Era Based on Indonesian Contract Law”, Strata Law Review 2, no. 1 (2024): 20-50. https://doi.org/10.59631/slr.v2i1.103

ten Wolde, Mathijs H. “Balancing Consumer Rights and Business Interests in Online Cross-Border Consumer Contracts”, Journal of Central Banking Law and Institutions 1, no. 1 (2022): 1-22. https://doi.org/10.21098/jcli.v1i1.11

Yudhantaka, Lintang, Ghansham Anand and Manik Lingkar Katulistiwi, “The Perspective of Indonesian Law on E-Commerce: Validity, Liability and Dispute Settlement”, Padjadjaran Jurnal Ilmu Hukum (Journal of Law) 7, no. 3 (2020): 334-352. https://doi.org/10.22304/pjih.v7n3.a3

Yuwono, Excel Febrianka and Moody R. Syailendra Putra, “The Role of The Consumer Dispute Resolution Agency in Breach of Performance Disputes Under the Consumer Protection Law”, Awang Long Law Review 8, no. 1 (2025): 29-45. https://doi.org/10.56301/awl.v8i1.1813

Zhou, Qin and Jing Feng, “What We Do and Do Not Know About Standard Form Contracts? An Empirical Study of Wealth Management Product Contracts in China”, Asian Journal of Comparative Law 16, no. 1 (2021): 124-154. https://doi.org/10.1017/asjcl.2021.14

Downloads

Published

2026-06-29

How to Cite

Consumer Protection and Digital Consent in Electronic Contracts: Legal Challenges for Indonesian E-Commerce. (2026). Ajudikasi: Jurnal Ilmu Hukum, 10(1), 98-111. https://doi.org/10.30656/ajudikasi.v10i1.11876

Similar Articles

1-10 of 42

You may also start an advanced similarity search for this article.