Tinjauan Kewajiban Dan Perlindungan Hukum Oleh Penyelenggara Platform Equity Crowdfunding Dalam Aplikasi LandX
DOI:
https://doi.org/10.30656/ajudikasi.v6i1.4680Kata Kunci:
Equity Crowdfunding, Legal Obligations, Legal Protections, Legal RelationsAbstrak
The presence of internet technology has provided many benefits and conveniences in human life. Technological advancements in the financial sector are also inevitable. One of the digital financial innovations in the financial services sector is crowdfunding. Equity crowdfunding is an activity to raise funds from the public using the internet as the media. Equity Crowdfunding or Information Technology-Based Crowdfunding Service has been regulated in POJK Number 57/POJK.04/2020 concerning Crowdfunding Services Through Information Technology-Based Stock Offerings. This mechanism provides opportunities and alternatives for entrepreneurs to obtain funding for their businesses. One of the providers of equity crowdfunding platforms in Indonesia is PT. Numex Technology Indonesia is a legal entity because it has fulfilled the requirements of POJK Number 57/POJK.04/2020 and registered with the Ministry of Communication and Information through the LandX application as well as is licensed and supervised by OJK and the Ministry of Communication and Information with the list number 001199.01/DJAI.PSE/07/2021. Through the LandX application, the financier and the property developer can meet in civil legal relations to buy and sell shares. When it can be proved that the organizer violated the financier's rights, then the organizer can also be liable based on default or tort law as stipulated in the Indonesian Civil Code. The high enthusiasm of Indonesian citizens for investment supported by the ongoing national and global economic recovery must inevitably be supported by protection for the risks that may arise. This research aims to analyze the mechanism of use, obligations, and legal protections by equity crowdfunding platform providers in LandX applications. This research uses normative juridical methods with a statutory approach and a conceptual approach.
Referensi
Buku :
Ashshofa, Burhan. Metode Penelitian Hukum. Cet.3. Jakarta: Rineka Cipta, 2001.
“‘Aspek Hukum Equity Crowdfunding Sebagai Sumber Pembiayaan Berbasis Teknologi Informasi.’†Accessed March 2, 2022. https://www.pphbi.com/rangkuman-webinar-aspek-hukum-equity-crowdfunding-sebagai-sumber-pembiayaan-berbasis-teknologi-informasi.
Budiman, Daniel Kuntjoro. “Perlindungan Hukum Bagi Pemodal Dalam Penyelenggaraan Urun Dana Melalui Penawaran Saham Berbasis Teknologi Informasi (Equity Crowdfunding).†UNKNOWN, 2020.
Gilang, Glenda Sakina. “Perlindungan Hukum Bagi Pemodal Terhadap Risiko Likuiditas Dalam Penyelenggaraan Layanan Urun Dana Melalui Penawaran Saham Berbasis Teknologi Informasi,†2020.
Hartanto, Ratna. “Hubungan Hukum Para Pihak Dalam Layanan Urun Dana Melalui Penawaran Saham Berbasis Teknologi Informasi.†Jurnal Hukum Ius Quia Iustum 27, no. 1 (2020): 153.
Jonaedi Efendi, S H I, S H Johnny Ibrahim, and M M Se. Metode Penelitian Hukum: Normatif Dan Empiris. Prenada Media, 2018.
Kleemann, Frank, G Günter Voß, and Kerstin Rieder. “Un (Der) Paid Innovators: The Commercial Utilization of Consumer Work through Crowdsourcing.†Science, Technology & Innovation Studies 4, no. 1 (2008): 5–26.
Mamma, Suriyadi. “Perlindungan Hukum Pengguna Layanan Urunan Dana Melalui Penawaran Saham Berbasis Teknologi Informasi.†Jurnal Panorama Hukum 5, no. 2 (2020): 164.
Marzuki, Peter Mahmud. Penelitian Hukum. First edit. Jakarta: Kencana Prenada Media, 2005.
Rachmaniyah, Fatichatur, and Arief Yuswanto Nugroho. “Fenomena Perkembangan Crowdfunding Di Indonesia.†Ekonika 4, no. 1 (2019).
Schwienbacher, Armin, and Benjamin Larralde. Crowdfunding of Small Entrepreneurial Ventures. Handbook of Entrepreneurial Finance, Oxford University Press, Forthcoming, 2010.
Sutedi, Adrian. Segi-Segi Hukum Pasar Modal. Bogor: Ghalia Indonesia, 2009.
Widodo, Viodi Childnadi, and Dona Budi Kharisma. “Problematika Perlindungan Hukum Terhadap Para Pihak Dalam Transaksi Layanan Urunan Dana Melalui Penawaran Saham Berbasis Teknologi Informasi (Equity-Based Crowdfunding).†Jurnal Privat Law 8, no. 2 (2020): 231.
Jurnal :
Kleemann, Frank, G Günter Voß, and Kerstin Rieder. “Un (Der) Paid Innovators: The Commercial Utilization of Consumer Work through Crowdsourcing.†Science, Technology & Innovation Studies 4, no. 1 (2008): 5–26.
Mamma, Suriyadi. “Perlindungan Hukum Pengguna Layanan Urunan Dana Melalui Penawaran Saham Berbasis Teknologi Informasi.†Jurnal Panorama Hukum 5, no. 2 (2020): 164.
Nugroho, Arief Yuswanto, and Fatichatur Rachmaniyah. “Fenomena Perkembangan Crowdfunding Di Indonesia.†Ekonika : Jurnal Ekonomi Universitas Kadiri 4, no. 1 (2019): 34. https://doi.org/10.30737/ekonika.v4i1.254.
Hartanto, Ratna. “Hubungan Hukum Para Pihak Dalam Layanan Urun Dana Melalui Penawaran Saham Berbasis Teknologi Informasi.†Jurnal Hukum Ius Quia Iustum 27, no. 1 (2020): 153.
Widodo, Viodi Childnadi, and Dona Budi Kharisma. “Problematika Perlindungan Hukum Terhadap Para Pihak Dalam Transaksi Layanan Urunan Dana Melalui Penawaran Saham Berbasis Teknologi Informasi (Equity-Based Crowdfunding).†Jurnal Privat Law 8, no. 2 (2020): 231.
Skripsi :
Gilang, Glenda Sakina. “Perlindungan Hukum Bagi Pemodal Terhadap Risiko Likuiditas Dalam Penyelenggaraan Layanan Urun Dana Melalui Penawaran Saham Berbasis Teknologi Informasi,†2020.
Simanjuntak, Rugun Maylinda. “Perlindungan Hukum Terhadap Pengguna Layanan Urun Dana Melalui Penawaran Saham Berbasis Teknologi Informasi (Equity Crowdfunding) Berdasarkan POJK Nomor 37/POJK. 04/2018,†2019.
Thesis :
Budiman, Daniel Kuntjoro. “Perlindungan Hukum Bagi Pemodal Dalam Penyelenggaraan Urun Dana Melalui Penawaran Saham Berbasis Teknologi Informasi (Equity Crowdfunding).†2020.
Internet :
Andika Primasiwi. “Permasalahan Fintech Ilegal: Moratorium Tidak Menyelesaikan, Perlu Literasi.†Accessed June 4, 2022. https://www.suaramerdeka.com/ekonomi/pr-041717981/permasalahan-fintech-ilegal-moratorium-tidak-menyelesaikan-perlu-literasi#:~:text=beroperasi dengan cara meniru dan menggunakan logo dan nama dari fintech yang terdaftar untuk menarik perhatian calon konsumen%2Câ€.
“Temukan Kembali 297 Fintech Ilegal, Ini Ciri-Ciri Fintech Ilegalâ€, accessed June 1, 2022, https://kaltim.prokal.co/read/news/362957-temukan-kembali-297-fintech-ilegal-ini-ciri-ciri-fintech-ilegal#:~:text=Sementara%20total%20yang%20telah%20ditangani% 20Satgas%20sejak%20tahun,dari%20otoritas%20yang%20berwenang%20dan%20berpotensi%20merugikan%20masyarakat.
“Aspek Hukum Equity Crowdfunding Sebagai Sumber Pembiayaan Berbasis Teknologi I nformasi.†Accessed March 2, 2022. https://www.pphbi.com/rangkuman-webinar- aspek-hukum-equity-crowdfunding-sebagai-sumber-pembiayaan-berbasis-teknologi- informasi.
“Https://Landx.Id,†Accessed January 17, 2022
https://sikapiuangmu.ojk.go.id/. “EQUITY CROWDFUNDING JADI ALTERNATIF PERMODALAN.†Accessed March 2, 2022. https://sikapiuangmu.ojk.go.id/FrontEnd/CMS/Article/20569.
kbbi.kemdikbud.go.id. “KBBI Daring.†Accessed January 17, 2022. https://kbbi.kemdikbud.go.id/entri/daring.
Kominfo.go.id. “Apa Itu Industri 4.0 Dan Bagaimana Indonesia Menyongsongnya.†Accessed January 17, 2022. https://kominfo.go.id/content/detail/16505/apa-itu- industri-40-dan-bagaimana-indonesia-menyongsongnya/0/sorotan_media.
Mulyana, Ridwan. “Numex Teknologi Indonesia (LandX.Id) Salurkan Hingga Rp 158 Miliar Ke UKM Pada 2021.†Accessed January 18, 2022. https://peluangusaha.kontan.co.id/news/numex-teknologi-indonesia-landxid-salurkan- hingga-rp-158-miliar-ke-ukm-pada-2021.
Putriadita, Danielisa. “LandX Kumpulkan Total Pendaan Hingga Rp 6,69 Miliar.†Accessed January 18, 2022. https://investasi.kontan.co.id/news/landx-kumpulkan-totalpendaan- hingga- rp-669-miliar.
PROKAL.CO. “Temukan Kembali 297 Fintech Ilegal, Ini Ciri-Ciri Fintech Ilegal.†Accessed June 1, 2022. https://kaltim.prokal.co/read/news/362957-temukan-kembali-297-fintech-ilegal-ini-ciri-ciri-fintech-ilegal#:~:text=Sementara total yang telah ditangani Satgas sejak tahun,dari otoritas yang berwenang dan berpotensi merugikan masyarakat.
Sulaeman. “OJK Catat 4 Perusahaan Kantongi Izin Usaha Equity Crowdfunding.†Accessed March 2, 2022. https://www.merdeka.com/uang/ojk-catat-4-perusahaan-kantongiizin- usaha-equity-crowdfunding.html
Wulandhari, Retno. “BEI: Masyarakat Antusias Berinvestasi Di Pasar Modal.†Accessed January 18, 2022. https://www.republika.co.id/berita/r0yunk457/bei-masyarakat- antusias-berinvestasi-di-pasar-modal.
Peraturan :
Kitab Undang-Undang Hukum Perdata .
Undang-Undang Nomor 40 Tahun 2007 tentang Perseroan Terbatas.
Peraturan Presiden No. 82 Tahun 2016 tentang Strategi Nasional Keuangan Inklusif.
Peraturan Bank Indonesia Nomor 19/12/PBI/2017 tentang Penyelenggaraan Teknologi Finansial.
Peraturan Otoritas Jasa Keuangan Nomor 57/POJK.04/2020 tentang Layanan Urun Dana Melalui Penawaran Saham Berbasis Teknologi Informasi.
Peraturan Otoritas Jasa Keuangan Nomor 13/POJK.02/2018 tentang Inovasi Keuangan
Digital Di Sektor Jasa Keuangan.
Unduhan
Diterbitkan
Terbitan
Bagian
Lisensi
All articles in Ajudikasi : Jurnal Ilmu Hukum can be disseminated provided they include the identity of the article and the source of the article (Ajudikasi : Jurnal Ilmu Hukum). The publisher is not responsible for the contents of the article. The content of the article is the sole responsibility of the author
Ajudikasi : Jurnal Ilmu Hukum is lincensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
.png)
.png)
.png)
.png)
.png)
