PROSEDUR PEMBERIAN KREDIT PADA PT PEMBANGUNAN DAERAH JABAR DAN BANTEN KCP SUDIRMAN SERANG

Abstract

This research was conducted at PT Pembangunan Daerah Jawa Barat dan Banten KCP Sudirman. The purpose of this study is to understand the procedures for granting credit, the development and repayment of credit, and the issues faced by PT Pembangunan Daerah Jawa Barat dan Banten KCP Sudirman Serang. To support the completion of this final project research, the data collected includes both secondary and primary data. The data collection techniques used are interview methods, documentation methods, and library research methods. The method applied is a qualitative descriptive method. The object of this research is the implementation of credit at PT Pembangunan Daerah Jawa Barat dan Banten KCP Sudirman Serang, starting from the submission of documents, investigation of loan documents, credit decisions, and ending with credit realization. Following this, credit supervision is carried out. The problem faced by PT Pembangunan Daerah Jawa Barat dan Banten KCP Sudirman Serang is the presence of customers who do not pay on time.